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239 PHIPPS STREET, Fort Erie (Central) — listed at $499,900. Earn buyer cashback at closing. No catches, just more money in your pocket.
Welcome to 239 Phipps Street, a charming 1.5-storey brick home ideally located just a short walk from the Niagara River and the scenic Niagara Parkway. This well-maintained property offers peace of mind with numerous recent updates, including the furnace, central air conditioning, hot water on demand system, and electrical panel, all completed within the past 2 years. The bright, updated kitchen was renovated within the last 10 years and features newer appliances, including a dishwasher, refrigerator, stove, and microwave (2025). Additional upgrades include a Generac generator (approximately 3 years old) and central vacuum system (1 year old). This home offers a convenient main-floor bedroom, while the upper level features two additional bedrooms and a convenient 3-piece bathroom. The lower level provides excellent additional living space with a cozy recreation room, bar area for entertaining, and a combined laundry and 3-piece bathroom that is easily accessible from the main-floor bedroom, just a short flight of stairs. Outside, you'll find your own private oasis with a detached double garage with a loft with hydro (would need garage door to convert to true garage). Separate she-shed with hydro and covered seating area offers plenty of room for hobbies, tools, and seasonal storage. The large backyard is perfect for relaxing or entertaining, complete with a firepit area for enjoying evenings outdoors. Ample parking and plenty of space for a trailer adds even more versatility to this fantastic property. This is a wonderful opportunity to own a move-in-ready home in a desirable location! (id:60164)
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 3.5 x 3.65 meters |
| Dining room | Main level | 3.68 x 3.44 meters |
| Living room | Main level | 3.99 x 3.44 meters |
| Bedroom | Main level | 3.62 x 3.2 meters |
| Bedroom 2 | Upper Level | 3.65 x 3.59 meters |
| Recreational, Games room | Basement | 8.68 x 6.73 meters |
| Other | Basement | 3.99 x 3.44 meters |
What are the ongoing costs beyond the mortgage?+
Budget for annual property taxes of $2,528, heating is forced air, natural gas. Always verify the latest figures with your agent before making an offer — these change yearly.
Does it have a basement, and is it finished?+
Yes — Partially finished, Full. A finished basement adds meaningful living space beyond the listed square footage.
Is there air conditioning?+
Yes — central air conditioning cooling is in place.
How is the home heated? Is it efficient?+
Heating is forced air, natural gas. Gas heating is generally the most cost-efficient option in Ontario winters.
Is this a good starter home?+
At $499,900, this is priced in starter-home territory for Fort Erie (Central). With multiple bedrooms, it has room to grow into. Factor in property taxes when calculating your true monthly cost.
Is 239 PHIPPS STREET a good fit for a growing family?+
With 3 bedrooms and 2 bathrooms, there's room for kids plus a guest room or home office. The 1.5-storey layout keeps living and sleeping areas separated.
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